Category Archives: General

For items that are not specific to a subdivision or other categories

Where Do I Find The Answer To, “What’s My Home Worth”?

what's my home worth?I’ve never met a property owner who has never asked, “What’s My Home Worth”?

Want to know where to start looking?

Whether you’re just curious or are eager to find a competitive listing price, using the best resources to find your property’s value is crucial.

I’m going to be talking about two types of home evaluation tools: neighborhood sold reports and comparative market analyses, all of which address “What’s My Home Worth”?

What’s My Home Worth When Compared To My Neighbors Home?

A comparative market analysis includes a detailed list of homes that have recently sold in your area. They include information about the square footage, number of bedrooms and bathrooms, address, neighborhood, and, of course, the sold price.

Since sales prices are determined in part by your home’s location, as well as a neighborhood’s housing supply and demand, honing in on your own neighborhood real estate market is the best way to determine what the housing market is doing and how it can affect your listing price.

How much did your neighbor receive for his 4-bedroom, 3-bathroom house down the street? Is your listing price thousands of dollars more?

If your home is priced too high, you’ll know immediately by looking at the comparisons in the neighborhood sold report. It’s better to learn sooner rather than later, when your home is on the market and you’re feeling frustrated by the lack of home buyer interest. The same goes with pricing your home too low.

Your Home’s Value in Today’s Market

what's my home worth?A comparative market analysis, often called a CMA, is a fantastic tool to help you determine your home’s value. This report will include anything relevant about the current real estate market in your area, such as:

  • recent neighborhood home sales
  • withdrawn home listing prices
  • unique property features
  • days on the market
  • price changes
  • seller concessions to purchaser

The important distinction between neighborhood sold reports and comparative market analyses is that the CMAs are more detailed, and can take into account any home improvements or unique property features that buyers would be more interested in (and therefore, would pay more for).

The bottom line: CMAs help you find that sweet, sweet selling price that’s fair to you but still attracts potential home buyers.

Don’t Settle for Internet Based Estimates

If you’re serious about selling your home, the market value of your property is what you’re after. Don’t settle for estimates based solely on your address or outdated information.

You’ll want to do considerable research on the current state of your local real estate market to help you determine the best listing price for your home. If you need help along the way, my expertise is a call away at 703-499-9279

Sell Your Property With My Real Estate Expertise

I provide a comparative market analysis, working with you to determine the best price for your property. And if you’re eager to get the results you’re looking for in your home sale, list your property with my highly experienced team.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

what's my home worth?

Karen Kruschka’s Web Site

what's my home worth?

Top 3 Reasons to Get Mortgage Pre-Approval Before House Hunting

Before you start your home search, you want to know how much you can afford, right?

There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a home buyer, the pre-approval is more valuable to you during your home search.

How Mortgage Pre-Approval Helps You as a Home Buyer

One of the main differences between mortgage pre-qualification and mortgage pre-approval is how the lender gives you the mortgage amount.

mortgage pre-approvalFor pre-qualification, you give the mortgage lender your general financial history (including debts and income), and the lender gives you a mortgage estimate. For pre-approval, the lender digs deep into your credit report and gives you the exact loan amount.

If you’re choosing between getting pre-qualified for a home mortgage and getting pre-approved, choose to get pre-approved. Here are the top three reasons why:

3. You Learn Exactly What You Can Afford

There’s no estimates in a pre-approval. The lender has looked into your credit history and you’ve given the required documentation to go through with the pre-approval process.

A mortgage pre-approval is not a commitment to the loan, but it paves the way to transition into applying for a specific property — your dream home in your price range.

2.  You Can Narrow Your Home Search

mortgage pre-approvalSearching through online listings can be a tedious process, especially if there are hundreds of homes for sale in the area. How do you narrow down your home search?

When you’re pre-approved, you’ll know exactly what you can afford, and tailor your home search around the mortgage amount. Now you can easily search through the listings with confidence and renewed energy.

1. The Home Seller Takes Your Offer Seriously

Home sellers like to see that you’re pre-approved — it tells them that you’re serious about buying their home.

So when you’re competing with other home buyers to make the best offer on your dream home, being pre-approved will give you the competitive edge over buyers who are not. Then you can focus on moving into your new home!

We’re Your Real Estate Experts

If you want more information about the mortgage pre-approval process or about finding the perfect home that fits your lifestyle, contact us today and we can get started. We’d be happy to answer any questions you have about the mortgage pre-approval process.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

mortgage pre-approval

Karen Kruschka’s Web Site

=hous

The post Top 3 Reasons to Get Pre-Approved for a Mortgage appeared first on Dakno Blog.

5 Ways to Host the Perfect, Mess-Free Super Bowl Party

Super Bowl
 
 

If you are hosting a big party to celebrate Super Bowl 50, you probably want it to be an event that you and your guests remember for years to come.

But Super Bowl parties can be messy: Crumbs and dirt from your guests’ shoes can embed themselves in your carpet, drinking glasses and plates can pile up, and the late-night messes can leave you feeling frustrated. But not to worry, we have a few Super Bowl party ideas that can help you minimize the mess.
If you are hosting a big party to celebrate Super Bowl 50, you probably want it to be an event that you and your guests remember for years to come
If you are hosting a big party to celebrate Super Bowl 50, you probably want it to be an event that you and your guests remember for years to come
If you are hosting a big party to celebrate Super Bowl 50, you probably want it to be an event that you and your guests remember for years to come

Game-Changing Super Bowl Preparations

Super BowlBefore you place the perfect decorations and put the snacks out on the table,

prepare for game night with these helpful tips.

1. Buy Disposable Table Covers

Protect your coffee table from scuffs and crumbs by covering it with a disposable cover, whether it’s a plastic tablecloth or a roll of brown paper. For extra security, you can tape the edges to the underside of the table, and all you have to do is scoop up whatever’s left — including broken chips, bits of salsa, and water rings — and toss it out.

2. Put Everything in Easy Reach

Every second counts during the Super Bowl, both during the game and during the commercials, and no one wants to miss any of the action while heading to the kitchen to grab another drink or handful of chips.

Let your guests stay glued to the TV by keeping the food within easy reach on a large table in front of the couch. (The disposable table covers will definitely come in handy here.)

super bowl3. Go Bite-Size with the Snacks

Keep the mess to a minimum and select the best snacks that are bite-sized. You can stick toothpicks into your appetizers, too, to add an element of style to your snack selections.

Check out these recipes for bite-size snacks on the Food Network or these appetizer recipes from Better Homes and Gardens for great bite-sized snack ideas.

4. Prepare Your Stain Removers

It’s always helpful to prepare for spills, and having carpet cleaner on hand can help you prevent stains from forming on your carpet or on your sofa.

A little bit of dishwashing detergent can go a long way to clean up soft drinks, wine, and beer. Visit Good Housekeeping for easy cleaning solutions for just about any kind of stain, including beverages.

5. Stick with Disposable Plates

Avoid any mishaps and broken dishes by buying disposable plates, bowls, cups, and silverware before game day, and have your guests personalize their glasses with a permanent marker to prevent any misplacing. Then, instead of having to wash dishes, you can toss everything into the trash bag and stick it in the garbage.

Preparing to Sell Your Home? I Have You Covered!

super bowlThe home selling preparations don’t stop even during the Super Bowl. I hope these mess-free party preparations can help you stay on track and avoid having to clean massive messes, and we can recommend other helpful tips for cleaning and de-cluttering your home that can save you time and money.

I’m available to talk if you need any advice, resources, or real estate information, and we can help you sell your home for top dollar and in a short time. Just give m a call today and let’s talk about your goals.

 
 
 

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

super bowl

Karen Kruschka’s Web Site

=hous

Home Organization Tips for the New Year

dining area with four chairs and a tableHappy New Year!

Now that 2016 is here and the busyness of the holidays is over, many people are setting New Year’s resolutions — whether personal, professional, or real estate-related. It is the perfect time to set goals and welcome the new year with a fresh start. And what better way to start the new year fresh than by cleaning and organizing your home?

10 Ways to Get Rid of Last Year’s Clutter

“Out with the old, in with the new” as the saying goes. To help you start fresh with a clean and organized home, here are ten tips for kicking out the clutter and keeping it out in the new year.

1. Tackle Holiday Messes First

The busyness of the holidays often brings messes — shredded wrapping paper, loose Christmas tree needles, half-eaten leftovers in the fridge. Cleaning up from the holidays is a great place to start, and HGTV offers a great article about how to clean your home in 45 minutes.

home organization tips2. Vacuum the Floors

Now that the holidays are over and the constant flow of guests has diminished, give your floors a little TLC with a thorough vacuuming. Even this simple cleaning task can make a world of difference in the look and feel of your home.

3. Open the Windows

Freshen up your living spaces by letting in the natural light. Opening the windows helps make your home seem more inviting to both you and your visitors.

4. Refresh and Rearrange

Tired of the layout in your living room or bedrooms? Mix it up for the new year to add flow and a fresh look to your home.

5. Dust in High and Low Places

Give your rooms a thorough dusting to get rid of last year’s grime, starting with the lowest shelf on the bookcase and moving up to the ceiling fans and the hardly seen areas behind your shelves.

6. Replace Light Bulbs and Fix Squeaky Doors

Have a minor fix that you haven’t gotten around to correcting yet? Maybe it’s the burnt-out lightbulb in your bathroom or squeaky door to your closet. Make those tiny repairs now and your home will start to feel new again.

7. Organize and Declutter

We all have that one space we use as a catch-all for our miscellaneous clutter, whether it’s a closet, a chair, or a table. This year, keep the clutter at bay by getting rid of unused items, removing the clutter catch-all, or organizing everything in labeled bins.

8. Donate or Discard Old Clothes

What better way to say “out with the old” than to get rid of any shirts, jackets, pants, or shoes that you no longer wear? Now you’ll have more space in your closets and more room for new clothes.

home organization tips9. Deep Clean Your Bathroom

A clean shower door and bathroom wall can do wonders to enhance the overall appearance of your bathroom. DIY Network has several easy cleaning tricks for bathroom sinks, shower heads, and toilets that you can use to get rid of the built-up soap scum and grime.

10. Put Out a New Welcome Mat

What better way to welcome the new year and your guests than with a new, clean welcome mat? You’ll impress your visitors from the moment they walk in, and that curb appeal can do wonders for how even your neighbors perceive your home.

Decluttering Works Well During Home Staging, Too

These home organization tips can work wonders when you sell your home, since the foundation of home staging includes decluttering and cleaning to give buyers the best first impression. If you are selling your home in the new year, we can recommend other home staging tips and resources to help you sell your home quickly and for top dollar.

We hope you had a wonderful New Year’s and are looking forward to what 2016 has in store. Let us know if there is any way we can help make the home selling process easier on you in the new year.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

home organization tips

Karen Kruschka’s Web Site

home organization tips

How to Prepare Your Home for the Holidays

dinner table with thanskgiving mealSince the beginning of November major retailers have already stocked their displays with twinkling lights and shiny ornaments, so you know what that means: The holidays are here.

Easy Holiday Home Decorating Tips

Whether you plan to host holiday get-togethers with friends, family, and neighbors or plan to visit your loved ones this year, you can prepare your home with today’s best styles to get into the holiday spirit.

Here are three ways that you can decorate your home for the holidays.

Use Seasonal Centerpieces

Nothing says “festive” quite like seasonal decorations around the table. Prepare for Thanksgiving Day meals by setting out cornucopias, small pumpkins, and autumn leaves, and exchange them for holly wreaths or tiny Christmas trees close to December.

Try Scent-Sational Decorations

Cinnamon, vanilla, gingerbread — these are the warm aromas that define the holiday season. So light a few candles in the kitchen or bake some cookies to fill your home with seasonal fragrances.

snowflake ornament with blue glitterFill Your Windows with Winter Joy

Let the sun cast its rays on your holiday decorations.

You can hang decorative snowflakes from your windows and watch your room light up with the sparkles, or choose stylish window decals to give your home the look and feel of a winter wonderland.

Let Us Be Your Real Estate Resource This Season

Are you searching for a new home during the holidays? You don’t have to find it alone. We have a variety of free, helpful home buying resources that can help you discover the perfect place to call home in the coming months.

Contact us today to learn more about the area, find homes for sale, or to schedule a showing of your dream home. We are always happy to help

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

Karen Biz Card

Karen Kruschka’s Web Site

=hous

Unique Ways To Create Halloween Decorations

Halloween decorations give you a way to express your artistic talents.

It might seem like all of the options for Halloween decorations are the same year after year: carve a pumpkin, light the luminaries, and set out a bowl of candy for trick-or-treaters. But with just a little paint and creativity in the right places, you can really make your Halloween decorations stand out.

3 Easy Twists on Traditional Halloween Decorations

Looking to modify your Halloween decorations this year? Here are a few simple twists on your traditional choices.

halloween decorationsCarve Patterns Into Your Pumpkins

Who said pumpkins always had to have faces? Light up the night with swirls and stars from your illuminated pumpkins, and let your friends and neighbors admire your unique creation.

You can carve your pumpkin with as simple or intricate designs as you want. It’s all up to you.

Halloween DecorationsHoliday Decorations That Create Mason Jar Monsters

Turn your ordinary glass jars into simple yet spooky decorations with just a little bit of paint and cloth. You can paint a Mason jar orange with black eyes and a mouth to look like a jack-o’-lantern, or

wrap a jar with gauze and stick on two eyes to look like a mummy.  Let your creations glow in the dark.  Put a battery-operated tea light  covered with orange tissue paper into your Mason jar monsters and set it on a table or window sill to give your room a spooky effect.

Welcome Trick-Or-Treaters with Goody Bags

Turn the typical treat stop at your front door into a fun experience for both you and the trick-or-treaters — you’ll have fun decorating individual goody bags, and they’ll have fun choosing among delicious treats.

Paint a small Ziploc bag orange and draw on eyes and a mouth to make pumpkin treat bags.

Or, if you want a spookier effect, you can make hand-shaped goody bags. Just fill transparent plastic gloves with wrapped candies

And if you’re selling your home this month, you don’t have to save these sweet tips for Halloween night; leave small goody bags for home buyers during a showing. It’s a great way to treat them with homemade Halloween decorations

Selling Your Home This October?

Let Halloween be the only spooky time that you encounter this month. We’re your real estate experts and are happy to help you stage your home, answer your questions, and determine a competitive listing price for your property, giving you peace of mind while selling.

Give us a call today at 703-499-9279 and we can talk about your home selling timeline.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

halloween decorations

Karen Kruschka’s Web Sitehalloween decorations

Where Do I Find The Answer To, “What’s My Home Worth”?

what's my home worth?I’ve never met a property owner who has never asked, “What’s My Home Worth”?

Want to know where to start looking?

Whether you’re just curious or are eager to find a competitive listing price, using the best resources to find your property’s value is crucial.

I’m going to be talking about two types of home evaluation tools: neighborhood sold reports and comparative market analyses, all of which address “What’s My Home Worth”?

What’s My Home Worth When Compared To My Neighbors Home?

A comparative market analysis includes a detailed list of homes that have recently sold in your area. They include information about the square footage, number of bedrooms and bathrooms, address, neighborhood, and, of course, the sold price.

Since sales prices are determined in part by your home’s location, as well as a neighborhood’s housing supply and demand, honing in on your own neighborhood real estate market is the best way to determine what the housing market is doing and how it can affect your listing price.

How much did your neighbor receive for his 4-bedroom, 3-bathroom house down the street? Is your listing price thousands of dollars more?

If your home is priced too high, you’ll know immediately by looking at the comparisons in the neighborhood sold report. It’s better to learn sooner rather than later, when your home is on the market and you’re feeling frustrated by the lack of home buyer interest. The same goes with pricing your home too low.

Your Home’s Value in Today’s Market

what's my home worth?A comparative market analysis, often called a CMA, is a fantastic tool to help you determine your home’s value. This report will include anything relevant about the current real estate market in your area, such as:

  • recent neighborhood home sales
  • withdrawn home listing prices
  • unique property features
  • days on the market
  • price changes
  • seller concessions to purchaser

The important distinction between neighborhood sold reports and comparative market analyses is that the CMAs are more detailed, and can take into account any home improvements or unique property features that buyers would be more interested in (and therefore, would pay more for).

The bottom line: CMAs help you find that sweet, sweet selling price that’s fair to you but still attracts potential home buyers.

Don’t Settle for Internet Based Estimates

If you’re serious about selling your home, the market value of your property is what you’re after. Don’t settle for estimates based solely on your address or outdated information.

You’ll want to do considerable research on the current state of your local real estate market to help you determine the best listing price for your home. If you need help along the way, my expertise is a call away at 703-499-9279

Sell Your Property With My Real Estate Expertise

I provide a comparative market analysis, working with you to determine the best price for your property. And if you’re eager to get the results you’re looking for in your home sale, list your property with my highly experienced team.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

what's my home worth?

Karen Kruschka’s Web Site

what's my home worth?

Real Estate Investment Tools

Real Estate Investment – Achieve Your Real Estate Goals

real estate investmentWith mortgage rates so low, many investors choose real estate investment, as opposed to the stock market. In addition, real estate investment is a practical choice for novice investors, as it is more tangible and understandable than stocks and the index. According to Bankrate’s annual investment research, 27% of Americans with money to invest would choose real estate investment  over any other investment. Because real estate is becoming a popular commodity, especially among investors, here are three tips for investing in real estate:

3 Essential Elements to Real Estate Investment

1. Quantity over Quality = A Fair Cash-on-Cash Return

When investing, you are probably going to be using money from CD accounts, stocks, or bonds, which means that you are no longer going to be getting the 4 – 6 percent return. The goal in real estate investment is getting a higher return than what you would have received, had you left the money as liquid financial assets.

Many investors, especially those newer to the game, come into the market looking for prize homes. This can be an extremely risky investment, as finding a renter may be difficult and you need to be prepared for an unforeseen market turn. With that in mind, investing in the average homes that are cash-flow positive, which may not be as fancy as those prized properties, are ideal.

2. Do Your Due Diligence

It’s common knowledge that investment comes with an involved risk. Yet, real estate developments, parcel/land, Tenant in Common, and fixer uppers have a much higher risk than the previously mentioned cash-flow positive property. With TV shows like “Flipping Boston” or “Flip This House” on A&E, many people want to purchase a foreclosure fixer upper, with a low cost, flip it, and sell it later for a large profit. While this can be a lucrative investment, it takes practice and due diligence (and possibly luck). Even for those looking to purchase the cash-flow real estate investment properties, as mentioned above, doing your homework (viewing reports, analyzing, crunching numbers, etc) is required to make the best real estate investment decisions.

3. Time is Money

When purchasing real estate investment property, you also need to consider the amount of time you have to put into managing the property. Rental properties in vacation destinations and college rentals constantly have tenants coming and going. If you do not have the time to put into the property, you need to make sure that you are investing in the right type of real estate. Find a calm neighborhood or area, further away from colleges, to attract families or individuals that will rent and stay for as long as possible. While there will be issues, having a long term relationship with your tenants will help in the long run, as they usually require less time and management.

Let Us Help You Achieve Your Real Estate Goals

Real estate investment can be risky, especially for individuals new to the real estate market and industry. As real estate professionals, we are area experts that are privy to real estate trends, as well as market and industry news. Contact us today to learn more about the services we can provide.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

real estate investment

Karen Kruschka’s Web Site

real estate investment

&nbsp!
&nbso;

Simple Fall Home Decorating Tips

Fall LeavesFall home decorating starts in September when it  is quickly approaching! That means iime to bring ot’s tut the jackets, long-sleeve shirts, and denim jeans.

But what are you doing to bring your home into Fall?

Here are a few easy decorating ideas you can do to welcome the cooler temperatures and beautiful colors into your home.

DIY Fall Home Decorating Tips

You don’t have to paint your walls or buy new furniture to get your Fall home decorating underway

Instead, you can use some simple seasonal tricks to welcome autumn leaves and pumpkin spices into your home, and impress your visitors in the process.

1. Bring Out the Cinnamon- and Pumpkin-Scented Candles

The smell of those warm spices gently wafting throughout your home is enough to energize you for the Fall home decorating season.

Light a few candles in your kitchen or living room, as well as other rooms that receive the most traffic in your home. Your home will be looking — and smelling — festive in no time.

2. Hang a Seasonal Flag Outside

Personalize your front yard by placing a welcoming fall flag by the mailbox, in your front garden, or hanging from your front porch. Let people know that you’re ready for autumn!

3. Swap Out Your Dining Table Centerpiece

Put the colorful summer tones away for next year and bring out your festive fall accents.

fall home decoratingMake a seasonal statement with the centerpiece on your dining room or kitchen table. Some simple autumn centerpiece ideas include:

  • red, orange, and yellow pillar candles
  • roses or colorful leaves in a vase
  • small pumpkins
  • old-fashioned lanterns
  • a bowl of apples

4. Hang a Festive Wreath on Your Front Door

Add some fall foliage, colorful ribbon, or burlap accents to an autumn wreath and catch the eye of your friends and neighbors.

People tend to notice your home’s decorations when they first spy your house, which is why front door accents are often included in tips for increasing curb appeal. Display your fall home decorating readiness with a red, gold, and brown wreath on your door!

5. Decorate Your Shelves with Pine Cones and Oak Leaves

If you have a mantle above your fireplace or an empty space on a bookshelf, fill it with simple arrangements of fall foliage — pine cones, oak leaves, acorns, and pumpkins.

To truly make a statement with your decor, pair vibrantly colored leaves with a white or neutral color base, and enjoy the display capture the attention of passersby.

fall home decorating6. Put a Pumpkin on Your Front Porch

Nothing says fall as much as a round pumpkin sitting on your porch steps.

When pumpkins come in season, you can purchase one for Halloween fun or simply as a seasonal accent.

Staging Your Home for Sale This Fall?

These DIY Fall home decorating tips work well to increase your curb appeal if you’re selling your property this season.

If you have any questions about home staging tips or about selling your home, contact us at any time. We would be happy to provide you with the answers you need.

 

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

fall home decorating

Karen Kruschka’s Web Site

fall home decorating

%nbsp;

Home Appraisal Requirements

home appraisal

Today, we’re going to share four things that every home buyer should know about a home  appraisal.

As you might already know, summertime is a very busy time for real estate agents since so many home buyers decide to enter the market during this time of year.

If you too are a prospective home buyer planning to enter the market soon, then you’ve visited the right real estate blog!

 

What Is A Home Appraisal and Why Is It Important?

A home appraisal is the valuation of a property by the estimate of an authorized person.

These are particularly important for those who will be taking out a loan on their next home.

And unless you’re independently wealthy (or have been successful in building a sizeable savings account), you will more than likely end up requesting a loan.

When you ask for that loan, banks reference your home appraisal as a way of deciding how much to give you. That’s why appraisals are so important.

Consider this example: Let’s say you make a purchase offer on a home for $420,000. You need a loan for exactly that amount.

However, when the home  appraisal comes back, it says the home is worth only $300,000 – and the bank isn’t willing to give you a penny more.

This means that you’re faced with a $20,000 budget gap. And that’s enough to kill many a real estate deal.

But Don’t Worry – We Can Help!

Here is some valuable information on home appraisal that may help you avoid unfortunate situations like the one above:

Appraisers must meet certain criteria first. According to the Appraisal Institute, a qualified appraiser should be licensed or certified and also should be familiar with the local area. What’s more, federal regulations stipulate that the appraiser must be impartial and have no direct or indirect interest in the transaction. Fannie Mae even requires that appraisers certify that they have experience appraising similar properties in the same area.

Home Appraisal values are influenced by a number of factors. For instance, appraisers will consider recent sales of similar properties as well as current market trends. They’ll also factor in such things as the home’s amenities, number of bedrooms, floor plan functionality and more.

Appraisers are required to do a complete visual inspection of the interior and exterior of the home. During this time, they’re also required to note any conditions that may adversely impact the property’s value. This may include needed repairs.

Generally speaking, appraisers use Fannie Mae’s Uniform Residential Appraisal Report for single-family homes. This report asks the appraiser a number of questions, including what the home’s interior and exterior look like, what neighborhood it’s located in and what nearby comparable sales there are. Other parts of the report include: a street map showing the appraised property, an exterior building sketch, an explanation of how the square footage was calculated, and photos of the home. After providing all of this information, the appraiser offers an analysis and conclusions about the property’s value based on this information.

We’ll Help You At Every Stage of the Home Buying Process

We hope you found the above information insightful as a prospective home buyer.

Hopefully, if all goes well, the home appraisal on your next home will go smoothly and you’ll be that much closer to owning your own home.

For EVERY stage of the home buying process, we want you to know that we’ll be there to assist you in order to make the experience as seamless as possible. Contact us today to learn more about the services we provide and the valuable advice and insight we can offer.

++++++++++++++++++++++++++++++++++++++++

The Kruschkas are long-term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Our Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you

home appraisal

Karen Kruschka’s Web Site

home appraisal